Pennsylvania Modernizes Insurance Language: New Law Removes Outdated Terms for Greater Respect and Inclusivity

HARRISBURG, Pa. — Governor Josh Shapiro has signed a new law aimed at modernizing Pennsylvania’s insurance regulations by eliminating outdated terminology. The legislation, supported by State Representative Tina Pickett, received the governor’s approval last week.

Known as Act 9 of 2025, the new law updates the language in Pennsylvania’s insurance statutes to reflect a more respectful and current understanding of disabilities. The change comes in response to growing recognition of the importance of using language that respects individuals affected by disabilities.

Historical terms like “physical handicap” and “mental retardation,” prevalent in the state’s Insurance Company Law, have been officially replaced with more appropriate phrases such as “physical disability” and “intellectual disability.” This move aligns Pennsylvania’s statutes with modern norms regarding disability representation.

Pickett, a Republican representing the 110th District and the chair of the House Insurance Committee, expressed her satisfaction with the legislative update. “The Insurance Company Law was enacted in 1921, over a century ago,” she remarked. “It was important to refresh these terms to better mirror our current values and understanding of these issues.”

Collaborating with Pickett on this initiative was State Representative Perry Warren, a Democrat from Bucks County and also chair of the committee. Their bipartisan effort underscores the importance of language in legislation and its impact on the dignity of all citizens.

The drive to reform these outdated terms reflects a broader societal shift towards inclusivity and respect for individuals with disabilities. Advocates have long pushed for changes to ensure that legal language does not perpetuate stigma or discrimination.

The passage of this law marks a significant step in bringing Pennsylvania’s legal framework into alignment with contemporary values, improving the ongoing dialogue surrounding disability rights and awareness in the state.

As the new language takes effect, advocates hope that such changes will foster an environment where individuals with disabilities are recognized not only for their challenges but also for their contributions and capabilities.

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