Pennsylvania Modernizes Insurance Language: New Law Removes Outdated Terms for Greater Respect and Inclusivity

HARRISBURG, Pa. — Governor Josh Shapiro has signed a new law aimed at modernizing Pennsylvania’s insurance regulations by eliminating outdated terminology. The legislation, supported by State Representative Tina Pickett, received the governor’s approval last week. Known as Act 9 of 2025, the new law updates the language in Pennsylvania’s insurance statutes to reflect a more respectful and current understanding of disabilities. The change comes in response to growing recognition of the importance of using language that respects individuals affected by disabilities. Historical terms like “physical handicap” and “mental retardation,” prevalent in the state’s Insurance Company … Read more

North Carolina Poised for Major Healthcare Reform as Senate Bill 370 Targets Outdated CON Laws

RALEIGH, N.C. — North Carolina is poised to enact significant health care reform as Senate Bill 370 advances through the legislative process, potentially eliminating many outdated Certificate of Need (CON) laws. Having passed the state Senate with strong support in April, the bill is now in the hands of the House Rules Committee, which is reviewing a similar companion measure. The urgency for reform is evident. North Carolina currently faces the highest health care costs in the United States, with residents burdened by rising premiums and out-of-pocket expenses. For years, the North Carolina General Assembly … Read more

Unlocking Homeownership: How Outdated Laws Are Thwarting Affordable Condos for California Families

California residents face escalating challenges in achieving affordable homeownership, particularly within the middle class. The state’s housing crisis stems not only from rising property prices but also from a significant bottleneck caused by outdated construction defect laws that have all but eliminated new condominiums from the market. Unlike many regions worldwide, where multifamily dwellings facilitate access to urban jobs and amenities, California’s housing landscape presents a stark contrast. The result has been a growing economic divide, as homeownership shifts further away from reach for many. Families looking for affordable living options are often forced to … Read more

Homeowner Battles Outdated HOA Rules, Considers Legal Action Over Costly Forced Renovations

A homeowner in a suburban residential community is grappling with her homeowner’s association (HOA) over demands for costly renovations to her property, based on what she considers outdated and unreasonable HOA rules. The situation has escalated to the point where she is considering legal action to challenge the HOA’s directives, according to sources familiar with the matter. The dispute began when the HOA informed the homeowner of the need to undertake several expensive modifications to her home, including roof replacement and exterior repainting, citing compliance with community aesthetic standards. These standards, according to the homeowner, … Read more