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Texas’ Gold Card Experiment Stalls: Why Few Providers Win Exemption from Prior Authorizations

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Austin, Texas — To streamline the medical preauthorization process for physicians, several states, including Texas, have introduced “gold card” laws aimed at exempting commonly approved procedures or prescriptions from repetitive checks. However, the anticipated simplification has not unfolded as expected, and the laws often fall short of their promise. Under the 2021 Texas gold card law, a health insurer or health maintenance organization (HMO) is required to waive preauthorization if a provider has had a 90% or higher approval rate during a six-month evaluation. This exemption, designed to be automatic, should relieve some of the … Read more

Federal Judge Strikes Down CFPB’s $8 Credit Card Late Fee Rule, Upholding Higher Charges as Per CARD Act

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FORT WORTH, Texas — A federal judge in Texas has handed a significant setback to the Consumer Financial Protection Bureau (CFPB) by ruling against its recent regulation that would drastically lower credit card late fees to $8, describing the move as an overreach of the bureau’s authority. The decision emerged from U.S. District Judge Mark T. Pittman, who is predicting a likely failure for the CFPB’s initiative based on his assessment. Judge Pittman, appointed under the Trump administration, articulated that the rule contradicted the provisions of the Credit Card Accountability Responsibility and Disclosure Act of … Read more

Wedding Whispers: Divorce Lawyer Gifts Her Business Card to Couples She Predicts Won’t Last

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New York City, NY – Kristen Farris, a seasoned divorce attorney from Hudson Valley, has developed an unusual and somewhat controversial practice when it comes to wedding gifts. Having spent nearly two decades in the industry, she claims to have developed a keen intuition on the durability of a couple’s union. Farris has caught attention for gifting certain couples with her business card inside their wedding cards — a pre-emptive offering of her services for those she predicts will not last. According to Farris, who has a large following on TikTok where she often shares … Read more

Federal Judge Blocks Biden’s Green Card Program for Immigrants Married to U.S. Citizens

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Tyler, Texas – A federal judge, appointed by former President Donald Trump, has invalidated a Biden administration initiative designed to grant green cards to undocumented immigrants who are married to U.S. citizens. The program, known as the Keep Families Together (KFT) rule, was intended to simplify the process of obtaining legal status for approximately 500,000 undocumented residents, according to the administration’s estimates released in June when the program was announced. The KFT program, which also extended to the stepchildren of U.S. citizens, has faced staunch opposition leading to its suspension since Aug. 26. This followed … Read more